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How Merchant Finance Direct Works For You

Many business owners are faced with the situation where they need business capital and the banks are unwilling or unable to assist. A Merchant Cash Advance or a Business Term Loan are just two of the funding tools that we make available to you for expansions, remodeling projects, equipment purchases, debt consolidation or any other capital improvements.

Why choose Merchant Finance Direct?

  • Funding Specialist To Assist You
  • Quick One-Page Application
  • Approvals in hours
  • Funding in 2-3 Days

What is a Merchant Advance?

With this type of financing, you get a cash advance – usually approved and funded in just a day or two – with very little paperwork involved. In turn, you agree to pay back the advance, plus a fee, by letting the funding provider take a portion of your credit card sales each day until the entire amount has been repaid.

You’ll pay back by giving a fixed percentage of your credit card revenues each day until the loan has been settled, meaning you actually repay a lower amount of money during slower months. Average repayment time frames are 8 – 9 months, but can be as short as 4 months and as long as 18 months. The higher the fixed percentage of your credit card sales you’ll share, the shorter the repayment time frame will be.